Just exactly How car that is much am I able to get authorized for

TFCU makes borrowing effortless. Loan pre-approval, payroll deduction, phone-a-loan solution, on line applications and competitive rates of interest make TFCU the area to invest in your car requirements.

New Automotive Loans function:

  • Repayment terms as much as 96 months
  • As much as 60 months, minimum loan $5,000
  • For 61 to 72 month term, minimal loan is $10,000
  • For 73 to 84 month term, minimal loan is $20,000
  • For 85 to 96 month term, minimal loan is $30,000
  • To qualify as brand new, car must certanly be model that is current or 1 prior model 12 months, untitled (no past owner), with not as much as 5,000 miles. Pertains to acquisitions from new automobile dealers just.
  • The maximum financing available is likely to be decided by the credit rating of this applicant.
  • The acquisition cost may maybe not go beyond MSRP/NADA Retail plus sales taxation and warranty.
  • Cars with commercial dishes is not financed being a customer brand New car finance.
  • TFCU will not fund brand new autos bought from payday loan near me dealers situated not in the 50 united states of america.
  • TFCU will not fund automotive loans with rebuilt or salvaged titles.
  • TFCU will not fund vehicles bought at auction or from wholesale dealers as a customer brand brand New Auto Loan.
  • TFCU will not fund cars for livery; must be individual only use.
  • Warranty purchase available
  • GAP Insurance purchase available.
  • Minimal payment “balloon” funding available – regards to 24, 36, 48, or 60 months and at the mercy of ALG accessibility.

Used Automobile Loans function:

  • Repayment terms up to 84 months
  • As much as 60 thirty days term, minimal loan is $5,000, maximum car age is 7 model years (including present model 12 months)
  • As much as 61 to 72 thirty days term, minimal loan is $10,000, optimum vehicle age is 4 model years (including model year that is current
  • Up to 73 to 84 thirty days term, minimal loan is $20,000, optimum vehicle age is 4 model years (including present model 12 months)
  • Minimal re payment “balloon” funding available – regards to 24, 36, 48, or 60 months, at the mercy of car age limitations and ALG supply.
  • Cars with commercial dishes can not be financed as being a customer applied car loan.
  • TFCU doesn’t fund utilized autos bought from dealers situated not in the 50 united states of america.
  • TFCU will not fund automotive loans with rebuilt or salvaged titles.
  • TFCU will not fund automobiles bought at auction or from wholesale dealers as a customer Used car loan.
  • TFCU will not fund cars for livery; must be individual just use.
  • Extended warranty purchase available
  • GAP Insurance purchase available.

Brand New and Used Car Refinances

  • Will need to have a the least a couple of years remaining regarding the term that is original.
  • Cannot surpass current term of loan being refinanced
  • Brand brand New and Used auto prices apply, depending on overview of title and initial purchase contract / loan contract.
  • The vehicle must be current or 1 prior model year old, have been purchased as new, and the refinance must be completed within 12 months of the original purchase date to qualify as a new auto refinance.
  • Maybe perhaps perhaps Not entitled to purchase or marketing rates
  • Automobiles with commercial dishes can’t be refinanced as being a Consumer Auto Loan.
  • Cars with rebuilt or salvaged titles are not able to be refinanced as a Consumer Auto Loan..
  • TFCU doesn’t fund automobiles for livery; must be personal only use.

To learn more, go to some of our conveniently found branches, or call (631) 698-7000, expansion 6790.

All prices and terms are susceptible to change with no warning.

Featured Rates

New car, Trucks APR*
12 to 60 months 3.09%
61-72 months 3.49%
73-84 months 4.49%
85-96 months 4.99%

See All

*APR = Apr. All rates are susceptible to alter with no warning.

61-72 Mo. Minimal Loan $10,000 73-84 Mo. Minimal Loan $20,000 85-96 Mo. Minimal Loan $30,000