Ways to get a Loan From a Credit Union

Whether you’re interested in a mortgage, car loan, unsecured loan, or any such thing in between—you can probably borrow the amount of money you want from a credit union. Taking out fully that loan through a credit union instead of a bank or any other institution that is financial you advantages, including low interest as well as other favorable loan terms.

Perhaps perhaps Not certain where to start in terms of getting that loan from a credit union? Santa Clara County Federal Credit Union often helps!

Look At The Loan Type

Begin by distinguishing the type that www.speedyloan.net/reviews/spotloan is specific of you want in order to explore the terms offered by your credit union. If you’re trying to pay back personal credit card debt, as an example, taking out fully your own loan to combine that financial obligation might be your most suitable choice. At County Federal, you can expect signature loans with prices as little as 9.365% repayment and APR1 terms as high as 48 months. We can help you there as well if you’re looking for a line of credit, secured loan, home loan, or auto loan. We make an effort to provide the many competitive rates of interest available for each style of loan, along side flexible payment terms to meet up with your requirements.

Turn Into a Credit Union Member

So that you can borrow from a credit union, you shall typically want to develop into a credit union user. Luckily, joining a credit union now is easier than ever—and in that way, you’ll open yourself as much as reaping all sorts of other advantages, including high-yield savings accounts, automobile buying solutions, and much more.

fill out an application

Trying to get that loan through County Federal is straightforward; you can easily fill an application in-person out at some of our branch places, you can also benefit from the ease of filling in and publishing a software for just about any of our available loan kinds online. Applying takes just a few minutes. When you have any queries on the way, certainly one of our experienced and friendly loan advisors is pleased to assist.

Borrowing from the credit union is simple and convenient, especially when you consider we at County Federal. E mail us to find out more about our loan offerings or to begin the process of completing an application today.

1*APR= Apr. Prices as low as 9.365per cent APR, your price may be higher according to your credit profile. Unsecured loan interest levels vary from 9.365% to 19.365per cent APR. All loan policies, prices and terms are susceptible to alter with no warning and all sorts of loan demands are at the mercy of Credit Union approval. Terms offered up to 48 months. Other prices and terms can be found. All loan prices quoted above (excluding bank cards) include a 2% discount for automated re payments; if opting away from automated re payments add 2% to base price optimum loan term predicated on quantity financed. Payment quantity per every $1,000 lent at 9.365per cent for 48 months equals $25.07 each month. To get more re payment examples, utilize our payment calculator.